A Simplified Process to Providing Banking...

We provide a wide range of professional services to ease the process of connecting non-banking infrastructures to financial infrastructures.




  • What is Banking as a Service?

    Banking as a Service, BaaS, allows a Financial Technology (Fintech) company to offer banking products and services. 


    Financial Institutions partner with Fintechs to provide the ability to utilize the benefits of their FDIC Bank Charter to offer checking accounts, savings accounts, debit cards, credit cards, and more. 




  • What's the benefit?

    The Fintechs offer digital banking services to their clients without acquiring a banking license of their own. The Fintechs communicate to the bank operating systems via API and/or SFTP. 


    Banks benefit from the acquisition of customers and their deposits. The Fintechs are the front line and create the marketing strategies to obtain customers. 

  • How does it work?

    The BaaS model entails fintechs, digital banks, or other third-party providers (TPP) paying a fee to access the BaaS bank platform provided by a financial institution. 


    The financial institution opens its APIs and/or SFTP access to the fintech or TPP by granting access to the systems and information necessary to develop banking products and offer white-label banking services. 

  • How to start?

    Contact Us! We will walk you through the process and create a plan of execution. 

Banking as a Service

  • User Onboarding w/ KYC Requirements
  • Money Movements and Funds Flows
  • Processor and Network Project Management for Physical and Virtual:
  • Debit Cards
  • Credit Cards
  • UAT Testing Plan including Test Scope, Templates and Reporting.
  • Interpretation of Application Programming Interface (API) rules

Payments as a Service

  • Bank Accounts
  • Checking
  • Savings
  • Certificate of Deposits
  • General Ledger
  • Card Payments
  • Real Time Payments
  • Mobile Deposit Capture
  • Check Writing
  • Wire Transfers
  • Automated Clearing House Payments

Key Benefits

  1. Provide Banking solutions without a banking license.
  2. Reduce "Go-to-Market" cost.
  3. Opportunity to increase revenue.
  4. Diverse Product Suite.
  5. Attract new customers, while retaining existing customers.

Interested in our services? We’re here to help!

Let's chat, brainstorm, and develop a strategy to execute end-to-end Banking as a Service solutions!